One to Grow On

Today’s clients want the potential to capture upside investment growth with protection against downward market movements. But low risk investing like deposit accounts have offered historically low yields for a decade, leaving investors with few options outside of equity markets. Annuities can help. An annuity is a long-term product designed for retirement purposes, and their many benefits — especially with the addition of an optional living benefit — can make them an important part of any financial strategy.

Variable Annuities

Variable annuities are long-term, tax-deferred vehicles designed for retirement purposes and are subject to investment risk, including possible loss of principal. Variable annuities also offer greater opportunity to share in potential market gains along with these four main features:

• Wide selection of investment options
• Tax-deferred earnings accumulation
• Guaranteed death benefit options
• Guaranteed lifetime payout options

Variable Annuities with Living Benefits

Guaranteed income products like variable annuities can help take some of the guesswork out of saving for retirement. Including an optional living benefit, available for an additional fee, may help make your financial strategy better in several ways. Our living benefits are designed to help add protection, growth potential, and flexibility, among their many benefits.